Payment Policy

Effective Date: February 10, 2025

This Payment Policy outlines the terms and conditions regarding payment for purchases made on our website, www.opalfashionista.com. By placing an order with OpalFashionista, you agree to be bound by this Payment Policy.

1. Accepted Payment Methods

We accept the following payment methods for online purchases:

  • Credit Cards: We accept major credit cards, including Visa, Mastercard, American Express, and Discover.

  • Debit Cards: We accept debit cards that are affiliated with Visa or Mastercard.

  • Other Online Payment Methods: We may offer other online payment methods, such as PayPal, Apple Pay, or Google Pay, as indicated on our website during the checkout process.

  • [Optional: Add any other specific payment methods you accept, e.g., store credit]

2. Payment Processing

  • All payments are processed securely through our trusted third-party payment processor. We do not directly store your credit card information on our servers.

  • When you place an order, your payment method will be authorized for the total amount of the order.

  • Your payment method will be charged when your order is shipped.

  • If your payment is declined, you will be notified during the checkout process. Please ensure that your payment information is accurate and up-to-date. You may need to contact your bank or credit card company to resolve any issues.

  • We reserve the right to refuse any order if we suspect fraudulent activity or unauthorized payment.

3. Pricing and Currency

  • All prices are listed in [Currency, e.g., U.S. Dollars (USD)] and are subject to change without notice.

  • The price you see at checkout is the final price you will pay, including applicable taxes and shipping fees.

  • We are not responsible for any currency conversion fees or charges imposed by your bank or credit card company.

4. Sales Tax

  • We are required to collect sales tax in certain states and jurisdictions.

  • The amount of sales tax charged will be calculated based on the shipping address and the applicable tax rate.

  • Sales tax will be displayed during the checkout process.

5. Promotional Codes and Discounts

  • We may offer promotional codes or discounts from time to time.

  • Promotional codes must be entered during the checkout process to be applied to your order.

  • Promotional codes may be subject to certain terms and conditions, such as expiration dates, minimum purchase amounts, or product exclusions.

  • Only one promotional code can be used per order.

  • We reserve the right to modify or discontinue any promotional code at any time without notice.

6. Order Changes and Cancellations

  • If you need to make changes to your order or cancel it, please contact us as soon as possible at Contact@opalfashionista.com or call us at (318) 872-4453.

  • We will do our best to accommodate your request, but we cannot guarantee that we will be able to make changes or cancel your order once it has been processed and shipped.

  • If you cancel your order before it has been shipped, we will issue a full refund to your original payment method.

7. Refunds

  • Refunds will be issued in accordance with our Refund and Return Policy, which is available on our website.

  • Refunds will be credited to your original payment method.

  • It may take [Number] business days for the refund to appear on your statement, depending on your bank or credit card company.

8. Security

  • We are committed to protecting the security of your payment information.

  • Our website uses Secure Socket Layer (SSL) encryption to protect your personal and financial information during transmission.

  • We comply with Payment Card Industry Data Security Standard (PCI DSS) requirements to ensure the secure handling of credit card information.

9. Contact Information

If you have any questions about this Payment Policy, please contact us:

10. Changes to This Payment Policy

We reserve the right to update or modify this Payment Policy at any time without prior notice. Any changes will be effective immediately upon posting on our website. We encourage you to review this Payment Policy periodically to stay informed about our payment procedures.